More than 40 years of mortgage banking industry experience and over 10 years of consulting and expert witness experience. My background includes involvement in primary and secondary markets for residential and commercial loans, both conforming and non-conforming. In addition, I have been involved with origination, servicing, sales and securitization of loans and portfolios ranging into the billions of dollars. Expert trial testimony has been accepted in state and federal courts in several jurisdictions on a variety of subjects.

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Because of my over 40 years of industry experience, coupled with my legal training, I have been able to bring an unusual combination of industry and legal knowledge to bear in structuring class action settlements, developing legal strategy and "theory of the case" analysis, as well as being recognized as an expert on industry practices on the gambit of mortgage banking issues