Advise financial institutions and their counsel regarding complex mortgage finance issues. Assisted in the settlement of a national class action, drafting of the settlement documents and preparing analyses of the benefits to the class and the costs to the defendant. Prepared analyses of potential mortgage related litigation to determine possible "theory of the case," evaluated factual background and legal standards to determine likely outcome. Advised bank re: loan and real estate portfolio disposition, including ramification for parent. Provided expert reports and testimony on matters such as: Industry standards for residential and commercial mortgage originators, appraisers, servicers, master servicers, brokers, attorneys, title and mortgage insurers and purchasers and the application of those standards to specific fact patterns. Bankruptcy law ramifications of mortgage sales. Estate tax valuations of mortgage portfolios. Projected revenues from mortgage originations. Interpretation of yield maintenance provision in a billion dollar mortgage.